I am on the deed but not the mortgage
Hi, I appreciate the detail of your message. My name is Laura. Like everyone else has said you can refinance because your name is on the deed. Depending on when your husband's bankruptcy was discharged would make the difference if he could be on the mortgage. From what you've said your bankruptcy has been...

Can I get a VA Loan with a 616 median credit score and 0% down?
You can qualify for a VA loan with that score. However, you're score if so close to a 620 which would qualify you for a better rate. I would try improving your score first before trying to apply for a loan. Improving your credit when you're that close usually takes between 4-6 weeks, depending on your...